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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,922 | $110,337-58.4% | $102,383-55.1% | $145,877-68.5% |
| Participation rate | 77.3% | 77.9%-0.7pp | 74.5%+2.8pp | 80.3%-3.0pp |
| Annual return | 11.19% | 24.83%-13.6pp | 24.94%-13.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $1,927 | $4,216-54.3% | $3,870-50.2% | $4,663-58.7% |
| Participant deferral / active EE | $2,895 | $5,621-48.5% | $5,060-42.8% | $6,691-56.7% |
| Admin fee / account holder | $4,468 | $9,750-54.2% | $8,391-46.8% | $13,402-66.7% |