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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,922 | $110,410-58.4% | $102,437-55.2% | $145,897-68.5% |
| Participation rate | 77.3% | 77.9%-0.7pp | 74.5%+2.8pp | 80.3%-3.0pp |
| Annual return | 11.19% | 24.85%-13.7pp | 24.95%-13.8pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,927 | $4,217-54.3% | $3,871-50.2% | $4,663-58.7% |
| Participant deferral / active EE | $2,895 | $5,622-48.5% | $5,060-42.8% | $6,689-56.7% |
| Admin fee / account holder | $4,468 | $9,745-54.2% | $8,388-46.7% | $13,390-66.6% |