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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,238 | $102,696-32.6% | $86,235-19.7% | $139,487-50.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.64% | 1925.91%-1910.3pp | 1170.03%-1154.4pp | 373.84%-358.2pp |
| Employer contribution / active EE | $7,079 | $3,034+133.3% | $2,381+197.3% | $4,755+48.9% |
| Participant deferral / active EE | $5,727 | $4,679+22.4% | $3,987+43.6% | $6,713-14.7% |
| Admin fee / account holder | $869 | $8,667-90.0% | $6,856-87.3% | $11,407-92.4% |