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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,278 | $112,729+12.0% | $98,716+27.9% | $137,256-8.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.64% | 38.48%-21.8pp | 31.81%-15.2pp | 220.34%-203.7pp |
| Employer contribution / active EE | $9,735 | $2,725+257.2% | $2,279+327.3% | $4,156+134.2% |
| Participant deferral / active EE | $11,459 | $4,640+147.0% | $4,048+183.1% | $6,407+78.9% |
| Admin fee / account holder | $4,510 | $10,129-55.5% | $8,703-48.2% | $12,270-63.2% |