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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,831 | $57,352-70.7% | $83,830-79.9% | $64,173-73.8% |
| Participation rate | 20.7% | 68.6%-47.9pp | 76.1%-55.5pp | 69.6%-48.9pp |
| Annual return | -6.31% | 11.38%-17.7pp | 850.97%-857.3pp | 7.63%-13.9pp |
| Employer contribution / active EE | $824 | $2,546-67.6% | $3,631-77.3% | $2,381-65.4% |
| Participant deferral / active EE | $1,811 | $2,993-39.5% | $4,082-55.6% | $3,470-47.8% |
| Admin fee / account holder | $2,649 | $4,046-34.5% | $5,479-51.6% | $4,887-45.8% |