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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,902 | $80,992-34.7% | $96,534-45.2% | $75,173-29.6% |
| Participation rate | 75.9% | 71.8%+4.1pp | 76.0%-0.1pp | 67.2%+8.7pp |
| Annual return | 17.91% | 27.05%-9.1pp | 25.88%-8.0pp | 160.72%-142.8pp |
| Employer contribution / active EE | $394 | $2,283-82.8% | $2,965-86.7% | $2,671-85.3% |
| Participant deferral / active EE | $2,776 | $3,929-29.4% | $4,851-42.8% | $4,126-32.7% |
| Admin fee / account holder | $8,666 | $6,717+29.0% | $8,253+5.0% | $5,651+53.4% |