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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,678 | $81,276+94.0% | $155,574+1.4% | $80,925+94.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.11% | 33.36%-23.3pp | 64.87%-54.8pp | 35.65%-25.5pp |
| Employer contribution / active EE | $3,247 | $3,103+4.6% | $4,676-30.6% | $2,756+17.8% |
| Participant deferral / active EE | $7,104 | $3,453+105.7% | $5,629+26.2% | $4,299+65.3% |
| Admin fee / account holder | $51,571 | $7,993+545.2% | $15,914+224.1% | $6,940+643.1% |