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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,678 | $81,233+94.1% | $155,567+1.4% | $80,874+95.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.11% | 33.33%-23.2pp | 64.74%-54.6pp | 35.62%-25.5pp |
| Employer contribution / active EE | $3,247 | $3,101+4.7% | $4,674-30.5% | $2,756+17.8% |
| Participant deferral / active EE | $7,104 | $3,452+105.8% | $5,628+26.2% | $4,297+65.3% |
| Admin fee / account holder | $51,571 | $7,998+544.8% | $15,916+224.0% | $6,935+643.6% |