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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,662 | $87,132-35.0% | $105,624-46.4% | $80,959-30.0% |
| Participation rate | 80.0% | 70.4%+9.6pp | 75.3%+4.7pp | 67.7%+12.3pp |
| Annual return | 15.25% | 17.03%-1.8pp | 116.20%-101.0pp | 35.67%-20.4pp |
| Employer contribution / active EE | $835 | $2,397-65.1% | $3,168-73.6% | $2,757-69.7% |
| Participant deferral / active EE | $2,787 | $3,985-30.1% | $5,013-44.4% | $4,300-35.2% |
| Admin fee / account holder | $854 | $8,449-89.9% | $10,961-92.2% | $6,925-87.7% |