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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,363 | $78,423-39.6% | $95,964-50.6% | $79,856-40.7% |
| Participation rate | 69.0% | 73.5%-4.5pp | 77.1%-8.1pp | 69.6%-0.7pp |
| Annual return | 12.20% | 19.37%-7.2pp | 91.64%-79.4pp | 31.71%-19.5pp |
| Employer contribution / active EE | $1,207 | $1,945-37.9% | $2,541-52.5% | $2,471-51.1% |
| Participant deferral / active EE | $2,718 | $3,440-21.0% | $4,167-34.8% | $3,741-27.3% |
| Admin fee / account holder | $917 | $5,622-83.7% | $6,797-86.5% | $5,306-82.7% |