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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,772 | $154,193-67.7% | $130,045-61.7% | $139,466-64.3% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.5%+13.2pp | 80.3%+11.3pp |
| Annual return | 22.46% | 32.51%-10.1pp | -137.30%+159.8pp | 373.66%-351.2pp |
| Employer contribution / active EE | $2,715 | $5,292-48.7% | $4,321-37.2% | $4,754-42.9% |
| Participant deferral / active EE | $5,392 | $6,709-19.6% | $5,820-7.3% | $6,712-19.7% |
| Admin fee / account holder | $1,097 | $13,989-92.2% | $10,600-89.6% | $11,409-90.4% |