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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,209 | $166,268-63.2% | $165,100-62.9% | $145,897-58.0% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 16.64% | 100.52%-83.9pp | 70.21%-53.6pp | 552.29%-535.7pp |
| Employer contribution / active EE | $2,613 | $5,284-50.5% | $4,348-39.9% | $4,663-44.0% |
| Participant deferral / active EE | $4,722 | $6,964-32.2% | $6,035-21.8% | $6,689-29.4% |
| Admin fee / account holder | $9,063 | $16,659-45.6% | $12,696-28.6% | $13,390-32.3% |