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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,760 | $39,028+37.7% | $80,741-33.4% | $85,847-37.4% |
| Participation rate | 60.9% | 41.6%+19.3pp | 54.2%+6.7pp | 69.3%-8.4pp |
| Annual return | 28.43% | 26.31%+2.1pp | 87.30%-58.9pp | 318.61%-290.2pp |
| Employer contribution / active EE | $786 | $722+8.9% | $1,160-32.2% | $2,565-69.4% |
| Participant deferral / active EE | $1,775 | $1,326+33.9% | $2,145-17.3% | $3,952-55.1% |
| Admin fee / account holder | $333 | $2,429-86.3% | $3,380-90.2% | $6,261-94.7% |