Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,553 | $73,009-70.5% | $90,760-76.3% | $68,486-68.5% |
| Participation rate | 67.2% | 70.8%-3.7pp | 75.7%-8.5pp | 67.9%-0.7pp |
| Annual return | -16.17% | -13.81%-2.4pp | -12.16%-4.0pp | -7.85%-8.3pp |
| Employer contribution / active EE | $554 | $2,193-74.7% | $2,922-81.0% | $2,597-78.7% |
| Participant deferral / active EE | $1,504 | $3,626-58.5% | $4,565-67.0% | $4,028-62.7% |
| Admin fee / account holder | $4,081 | $5,896-30.8% | $8,444-51.7% | $5,404-24.5% |