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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,832 | $100,194+186.3% | $122,979+133.2% | $86,983+229.8% |
| Participation rate | 71.1% | 73.0%-1.9pp | 77.2%-6.1pp | 69.5%+1.6pp |
| Annual return | 14.86% | 16.47%-1.6pp | 20.12%-5.3pp | 25.83%-11.0pp |
| Employer contribution / active EE | $1,468 | $2,326-36.9% | $3,062-52.1% | $2,584-43.2% |
| Participant deferral / active EE | $7,773 | $4,133+88.1% | $5,003+55.4% | $4,194+85.4% |
| Admin fee / account holder | $3,050 | $10,148-69.9% | $12,864-76.3% | $7,856-61.2% |