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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,832 | $97,550+194.0% | $120,344+138.3% | $87,485+227.9% |
| Participation rate | 71.1% | 72.8%-1.7pp | 76.7%-5.6pp | 68.9%+2.2pp |
| Annual return | 14.86% | 18.41%-3.5pp | 20.30%-5.4pp | 26.06%-11.2pp |
| Employer contribution / active EE | $1,468 | $2,291-35.9% | $3,020-51.4% | $2,596-43.5% |
| Participant deferral / active EE | $7,773 | $4,230+83.8% | $5,135+51.4% | $4,274+81.9% |
| Admin fee / account holder | $3,050 | $9,543-68.0% | $12,742-76.1% | $7,775-60.8% |