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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,832 | $95,453+200.5% | $112,040+156.0% | $82,448+247.9% |
| Participation rate | 71.1% | 72.8%-1.6pp | 76.5%-5.4pp | 68.1%+3.0pp |
| Annual return | 14.86% | 23.92%-9.1pp | 24.52%-9.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,468 | $2,318-36.7% | $2,954-50.3% | $2,551-42.5% |
| Participant deferral / active EE | $7,773 | $4,224+84.0% | $5,098+52.5% | $4,139+87.8% |
| Admin fee / account holder | $3,050 | $9,013-66.2% | $12,098-74.8% | $7,234-57.8% |