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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,907 | $150,446-12.3% | $136,297-3.2% | $147,585-10.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.14% | 1049.14%-1033.0pp | 5156.19%-5140.1pp | 578.58%-562.4pp |
| Employer contribution / active EE | $7,262 | $5,256+38.2% | $4,696+54.7% | $4,876+48.9% |
| Participant deferral / active EE | $4,725 | $6,631-28.7% | $6,247-24.4% | $5,439-13.1% |
| Admin fee / account holder | $730 | $10,906-93.3% | $9,244-92.1% | $10,886-93.3% |