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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,550 | $65,704-47.4% | $94,229-63.3% | $59,633-42.1% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -1.27% | 5.22%-6.5pp | 10.68%-12.0pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $240 | $2,021-88.1% | $3,587-93.3% | $2,203-89.1% |
| Participant deferral / active EE | $2,404 | $3,143-23.5% | $4,320-44.4% | $3,192-24.7% |
| Admin fee / account holder | $4,328 | $4,265+1.5% | $6,269-31.0% | $4,297+0.7% |