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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,073 | $52,580-54.2% | $71,671-66.4% | $70,126-65.7% |
| Participation rate | 39.7% | 60.9%-21.2pp | 68.7%-29.0pp | 69.5%-29.8pp |
| Annual return | 14.07% | 20.25%-6.2pp | 20.65%-6.6pp | 73.15%-59.1pp |
| Employer contribution / active EE | $949 | $1,616-41.3% | $2,460-61.4% | $2,343-59.5% |
| Participant deferral / active EE | $1,289 | $2,386-46.0% | $3,438-62.5% | $3,332-61.3% |
| Admin fee / account holder | $2,119 | $3,653-42.0% | $5,558-61.9% | $4,645-54.4% |