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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,288 | $98,766-70.3% | $149,730-80.4% | $79,852-63.3% |
| Participation rate | 73.3% | 75.8%-2.4pp | 82.5%-9.1pp | 69.6%+3.7pp |
| Annual return | 3.79% | 27.43%-23.6pp | 276.70%-272.9pp | 31.72%-27.9pp |
| Employer contribution / active EE | $781 | $3,217-75.7% | $4,645-83.2% | $2,471-68.4% |
| Participant deferral / active EE | $1,388 | $5,681-75.6% | $6,843-79.7% | $3,740-62.9% |
| Admin fee / account holder | $3,099 | $6,052-48.8% | $9,310-66.7% | $5,306-41.6% |