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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,963 | $227,597+22.6% | $189,575+47.2% | $167,536+66.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 11.10% | 78.44%-67.3pp | 64.19%-53.1pp | 478.82%-467.7pp |
| Employer contribution / active EE | $4,951 | $5,316-6.9% | $4,412+12.2% | $4,839+2.3% |
| Participant deferral / active EE | $12,930 | $7,002+84.7% | $6,174+109.4% | $6,342+103.9% |
| Admin fee / account holder | $101,672 | $11,877+756.0% | $9,806+936.9% | $12,315+725.6% |