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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $5,180 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,713 | $47,180-58.2% | $149,723-86.8% | $74,473-73.5% |
| Participation rate | 35.4% | 63.4%-28.1pp | 78.8%-43.4pp | 70.7%-35.4pp |
| Annual return | 22.08% | 22.75%-0.7pp | 134.50%-112.4pp | 34.36%-12.3pp |
| Employer contribution / active EE | $690 | $1,907-63.8% | $4,821-85.7% | $2,638-73.9% |
| Participant deferral / active EE | $1,031 | $2,730-62.2% | $5,682-81.8% | $4,530-77.2% |
| Admin fee / account holder | $175 | $343-48.9% | $13,215-98.7% | $347-49.5% |