Retirement plan

VOGEL RETIREMENT PLAN

Name: VOGEL HOLDING, INC. - VOGEL RETIREMENT PLAN (2019) Form 5500
Creator: VOGEL HOLDING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VOGEL RETIREMENT PLAN, VOGEL HOLDING, INC.

VOGEL HOLDING, INC.EIN 25-1657389Plan #003PY 2019

121 BRICKYARD ROAD, P.O. BOX 847 - MARS, PA 160460847724-625-1511vogelholdinginc.comLinkedIn1-10 employees

Prospect flagsLow returnsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$20.7M

+5.2% from 2018

Total participants

552

+4.2% from 2018

Average account balance

$54,448

+3.8% from 2018

Annual return

6.37%

-2.47 pp from 2018

Benchmarks

See 253 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants250-999

Cohort253 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$31.75M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$35K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

908

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.12M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$181

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
SCHNEIDER DOWNS & CO., INC.4+ years Filed as: SCHNEIDER DOWNS WEALTH MGMT ADV Service code 26 · EIN 25-1857157 ONE PPG PLACE, SUITE 1700 · PITTSBURGH, PA 152225416	Advisory (Participants)	$83,613
ADVANTAGE BENEFITS CONSULTANTS INC3 years Filed as: SD ADVANTAGE RET. SERV. LP Service code 15 · EIN 47-3764076 ONE PPG PLACE, SUITE 1700 · PITTSBURGH, PA 15222	Recordkeeping	$18,145
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 215 FREEMONT STREET, 6TH FLOOR · SAN FRANSISCO, CA 94105	Securities Custodian	$6,843

Plan features & details

Pension benefit codes2E2F2G2J2K2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$109K

$210 / participant

Investment mgmt$84K77.0%
Other / not subdivided$25K23.0%

% of EOY assets

0.525%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: R.D. HOAG & ASSOCIATES, P.C.
Auditor EIN: 251365816
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,448

$75,419-27.8%

$392,568-86.1%

$67,579-19.4%

Participation rate

66.7%

74.8%-8.1pp

78.1%-11.3pp

71.3%-4.5pp

Annual return

6.37%

36.70%-30.3pp

24.42%-18.0pp

378.56%-372.2pp

Employer contribution / active EE

$1,038

$2,636-60.6%

$3,783-72.6%

$2,148-51.7%

Participant deferral / active EE

$2,085

$4,347-52.0%

$5,985-65.2%

$3,539-41.1%

Admin fee / account holder

$286

$114+151.1%

$6,260-95.4%

$142+100.9%

Provider

Service type

Compensation

SCHNEIDER DOWNS & CO., INC.4+ years

Filed as: SCHNEIDER DOWNS WEALTH MGMT ADV

Service code 26 · EIN 25-1857157

ONE PPG PLACE, SUITE 1700 · PITTSBURGH, PA 152225416

Advisory (Participants)

$83,613

ADVANTAGE BENEFITS CONSULTANTS INC3 years

Filed as: SD ADVANTAGE RET. SERV. LP

Service code 15 · EIN 47-3764076

ONE PPG PLACE, SUITE 1700 · PITTSBURGH, PA 15222

Recordkeeping

$18,145

CHARLES SCHWAB & CO., INC.2 years

Filed as: CHARLES SCHWAB TRUST COMPANY

Service code 19 · EIN 42-1558009

215 FREEMONT STREET, 6TH FLOOR · SAN FRANSISCO, CA 94105

Securities Custodian

$6,843

VOGEL RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VOGEL RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion