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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,337 | $67,411-7.5% | $91,004-31.5% | $70,124-11.1% |
| Participation rate | 37.0% | 71.4%-34.3pp | 75.6%-38.6pp | 69.5%-32.5pp |
| Annual return | 21.01% | -40.16%+61.2pp | 4.60%+16.4pp | 73.14%-52.1pp |
| Employer contribution / active EE | $376 | $1,786-78.9% | $2,456-84.7% | $2,342-83.9% |
| Participant deferral / active EE | $1,505 | $2,823-46.7% | $3,548-57.6% | $3,332-54.8% |
| Admin fee / account holder | $170 | $4,236-96.0% | $5,417-96.9% | $4,645-96.4% |