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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,803 | $160,040-73.9% | $147,096-71.6% | $145,877-71.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.52% | 98.49%-83.0pp | 419.75%-404.2pp | 551.28%-535.8pp |
| Employer contribution / active EE | $2,301 | $5,289-56.5% | $4,936-53.4% | $4,663-50.6% |
| Participant deferral / active EE | $7,983 | $8,429-5.3% | $8,071-1.1% | $6,691+19.3% |
| Admin fee / account holder | $4,851 | $15,050-67.8% | $13,005-62.7% | $13,402-63.8% |