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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,454 | $52,306+78.7% | $69,779+33.9% | $62,881+48.6% |
| Participation rate | 74.1% | 67.2%+6.8pp | 71.8%+2.2pp | 69.3%+4.8pp |
| Annual return | 2.02% | 13.35%-11.3pp | 12.99%-11.0pp | 20.14%-18.1pp |
| Employer contribution / active EE | $2,482 | $1,799+37.9% | $2,338+6.1% | $2,281+8.8% |
| Participant deferral / active EE | $6,301 | $2,395+163.1% | $2,931+115.0% | $3,203+96.7% |
| Admin fee / account holder | $19,172 | $3,691+419.4% | $4,381+337.6% | $4,296+346.3% |