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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,878 | $118,496-25.0% | $98,461-9.7% | $139,466-36.3% |
| Participation rate | 70.6% | 77.5%-6.9pp | 75.2%-4.6pp | 80.3%-9.7pp |
| Annual return | 15.47% | 18.96%-3.5pp | 21.17%-5.7pp | 373.66%-358.2pp |
| Employer contribution / active EE | $486 | $3,611-86.5% | $3,049-84.1% | $4,754-89.8% |
| Participant deferral / active EE | $3,130 | $5,393-42.0% | $4,738-33.9% | $6,712-53.4% |
| Admin fee / account holder | $1,901 | $14,056-86.5% | $8,961-78.8% | $11,409-83.3% |