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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,140 | $125,190-16.0% | $105,624-0.5% | $145,897-27.9% |
| Participation rate | 85.7% | 77.6%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 10.38% | 225.22%-214.8pp | 116.20%-105.8pp | 552.29%-541.9pp |
| Employer contribution / active EE | $611 | $3,720-83.6% | $3,168-80.7% | $4,663-86.9% |
| Participant deferral / active EE | $4,016 | $5,716-29.7% | $5,013-19.9% | $6,689-40.0% |
| Admin fee / account holder | $1,969 | $17,138-88.5% | $10,961-82.0% | $13,390-85.3% |