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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,549 | $56,894+4.7% | $84,753-29.7% | $62,881-5.3% |
| Participation rate | 88.3% | 68.5%+19.8pp | 76.6%+11.7pp | 69.3%+19.0pp |
| Annual return | 3.85% | 6.30%-2.4pp | 22.78%-18.9pp | 20.14%-16.3pp |
| Employer contribution / active EE | $2,121 | $2,400-11.6% | $3,574-40.7% | $2,281-7.0% |
| Participant deferral / active EE | $2,266 | $2,709-16.4% | $3,712-39.0% | $3,203-29.3% |
| Admin fee / account holder | $9,778 | $3,581+173.0% | $5,333+83.3% | $4,296+127.6% |