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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,420 | $77,816+65.0% | $123,552+3.9% | $64,173+100.1% |
| Participation rate | 93.6% | 74.7%+18.9pp | 82.3%+11.3pp | 69.6%+24.0pp |
| Annual return | -6.62% | 12.49%-19.1pp | 119.20%-125.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $7,096 | $3,014+135.4% | $4,628+53.3% | $2,381+198.0% |
| Participant deferral / active EE | $3,687 | $5,240-29.6% | $6,426-42.6% | $3,470+6.3% |
| Admin fee / account holder | $3,312 | $5,519-40.0% | $9,285-64.3% | $4,887-32.2% |