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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,204 | $97,648-56.8% | $121,663-65.3% | $87,485-51.8% |
| Participation rate | 95.5% | 70.5%+25.0pp | 74.5%+21.0pp | 68.9%+26.5pp |
| Annual return | 0.97% | 18.03%-17.1pp | 147.54%-146.6pp | 26.06%-25.1pp |
| Employer contribution / active EE | $902 | $2,300-60.8% | $3,020-70.1% | $2,596-65.3% |
| Participant deferral / active EE | $2,691 | $3,923-31.4% | $4,887-44.9% | $4,274-37.0% |
| Admin fee / account holder | $9,777 | $11,100-11.9% | $14,289-31.6% | $7,775+25.8% |