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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,204 | $94,031-55.1% | $115,768-63.5% | $82,448-48.8% |
| Participation rate | 95.5% | 70.4%+25.0pp | 74.4%+21.1pp | 68.1%+27.4pp |
| Annual return | 0.97% | 20.61%-19.6pp | 100.46%-99.5pp | 41.64%-40.7pp |
| Employer contribution / active EE | $902 | $2,323-61.2% | $2,940-69.3% | $2,551-64.7% |
| Participant deferral / active EE | $2,691 | $3,972-32.2% | $4,917-45.3% | $4,139-35.0% |
| Admin fee / account holder | $9,777 | $10,249-4.6% | $12,439-21.4% | $7,234+35.1% |