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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,714 | $148,623+72.7% | $135,974+88.8% | $139,466+84.1% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 14.61% | 79.30%-64.7pp | 68.30%-53.7pp | 373.66%-359.0pp |
| Employer contribution / active EE | $3,944 | $5,246-24.8% | $4,859-18.8% | $4,754-17.0% |
| Participant deferral / active EE | $12,331 | $8,103+52.2% | $7,760+58.9% | $6,712+83.7% |
| Admin fee / account holder | $104,267 | $12,406+740.5% | $10,767+868.4% | $11,409+813.9% |