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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,728 | $63,346-57.8% | $92,240-71.0% | $70,126-61.9% |
| Participation rate | 84.0% | 68.7%+15.3pp | 76.5%+7.5pp | 69.5%+14.5pp |
| Annual return | 8.61% | 530.19%-521.6pp | 176.29%-167.7pp | 73.15%-64.5pp |
| Employer contribution / active EE | $4,066 | $2,471+64.5% | $3,680+10.5% | $2,343+73.6% |
| Participant deferral / active EE | $458 | $2,854-84.0% | $3,897-88.3% | $3,332-86.3% |
| Admin fee / account holder | $14,916 | $3,841+288.4% | $5,194+187.2% | $4,645+221.1% |