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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,206 | $81,870+11.4% | $119,622-23.8% | $68,486+33.2% |
| Participation rate | 65.9% | 71.9%-6.0pp | 79.3%-13.4pp | 67.9%-2.0pp |
| Annual return | -16.67% | -23.82%+7.1pp | -14.98%-1.7pp | -7.85%-8.8pp |
| Employer contribution / active EE | $1,347 | $2,692-50.0% | $4,232-68.2% | $2,597-48.1% |
| Participant deferral / active EE | $3,064 | $4,148-26.1% | $5,601-45.3% | $4,028-23.9% |
| Admin fee / account holder | $1,816 | $6,583-72.4% | $10,328-82.4% | $5,404-66.4% |