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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,467 | $91,536-9.9% | $130,062-36.6% | $75,177+9.7% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 10.74% | -631.62%+642.4pp | -137.37%+148.1pp | 160.75%-150.0pp |
| Employer contribution / active EE | $2,769 | $2,845-2.7% | $4,322-35.9% | $2,671+3.7% |
| Participant deferral / active EE | $5,783 | $4,343+33.2% | $5,821-0.6% | $4,126+40.1% |
| Admin fee / account holder | $4,874 | $6,780-28.1% | $10,601-54.0% | $5,651-13.8% |