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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,826 | $124,351+40.6% | $109,188+60.1% | $167,553+4.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.38% | 26.04%-11.7pp | 25.76%-11.4pp | 478.89%-464.5pp |
| Employer contribution / active EE | $12,199 | $4,210+189.8% | $3,723+227.7% | $4,840+152.1% |
| Participant deferral / active EE | $7,111 | $5,257+35.3% | $4,654+52.8% | $6,343+12.1% |
| Admin fee / account holder | $20,364 | $7,975+155.3% | $6,755+201.4% | $12,316+65.3% |