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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,477 | $198,462+132.5% | $170,439+170.8% | $147,585+212.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 5.78% | 257.30%-251.5pp | 205.94%-200.2pp | 578.58%-572.8pp |
| Employer contribution / active EE | $23,817 | $6,184+285.2% | $5,433+338.4% | $4,876+388.4% |
| Participant deferral / active EE | $13,950 | $5,629+147.8% | $4,939+182.4% | $5,439+156.5% |
| Admin fee / account holder | $1,597 | $16,852-90.5% | $13,881-88.5% | $10,886-85.3% |