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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,467 | $78,707-14.3% | $117,861-42.8% | $70,126-3.8% |
| Participation rate | 41.4% | 73.2%-31.8pp | 79.7%-38.3pp | 69.5%-28.2pp |
| Annual return | 16.42% | 23.30%-6.9pp | 335.11%-318.7pp | 73.15%-56.7pp |
| Employer contribution / active EE | $914 | $2,223-58.9% | $3,786-75.9% | $2,343-61.0% |
| Participant deferral / active EE | $2,469 | $3,297-25.1% | $4,482-44.9% | $3,332-25.9% |
| Admin fee / account holder | $2,639 | $5,066-47.9% | $8,021-67.1% | $4,645-43.2% |