Retirement plan

APPALACHIAN WOOD PRODUCTS, INC. 401K PROFIT SHARING PLAN

Name: APPALACHIAN WOOD PRODUCTS, INC. - APPALACHIAN WOOD PRODUCTS, INC. 401K PROFIT SHARING PLAN (2016) Form 5500
Creator: APPALACHIAN WOOD PRODUCTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, APPALACHIAN WOOD PRODUCTS, INC. 401K PROFIT SHARING PLAN, APPALACHIAN WOOD PRODUCTS, INC.

APPALACHIAN WOOD PRODUCTS, INC.EIN 25-1537092Plan #001PY 2016

171 APPALACHIAN DRIVE - CLEARFIELD, PA 16830814-765-2003appwood.comLinkedIn51-200 employeespaper & forest products

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$3M

+5.0% from 2015

Total participants

207

-6.3% from 2015

Average account balance

$17,786

+30.0% from 2015

Annual return

5.74%

+5.29 pp from 2015

Benchmarks

See 1,948 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,948 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$84K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$795

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$355

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
PROFESSIONAL CAPITAL SERVICES, LLC1 year Service code 13 · EIN 46-4091337	Contract Administrator	$9,282

Plan features & details

Pension benefit codes2E2F2G2J2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$18K

$86 / participant

Investment mgmt$8K47.0%
Contract admin$8K43.0%
Other / not subdivided$2K10.0%

% of EOY assets

0.586%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: YOUNG, OAKES, BROWN AND CO.
Auditor EIN: 251589048
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,786

$56,640-68.6%

$78,002-77.2%

$55,167-67.8%

Participation rate

80.8%

73.3%+7.5pp

75.5%+5.3pp

69.0%+11.8pp

Annual return

5.74%

2868.48%-2862.7pp

425.99%-420.2pp

169.23%-163.5pp

Employer contribution / active EE

$1,724-100.0%

$2,470-100.0%

$1,963-100.0%

Participant deferral / active EE

$577

$2,778-79.2%

$3,497-83.5%

$3,054-81.1%

Admin fee / account holder

$104

$467-77.6%

$5,481-98.1%

$504-79.3%

Provider

Service type

Compensation

PROFESSIONAL CAPITAL SERVICES, LLC1 year

Service code 13 · EIN 46-4091337

Contract Administrator

$9,282

APPALACHIAN WOOD PRODUCTS, INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

APPALACHIAN WOOD PRODUCTS, INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion