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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,432 | $175,259+199.8% | $149,723+250.9% | $139,487+276.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 2.47% | 166.82%-164.3pp | 134.50%-132.0pp | 373.84%-371.4pp |
| Employer contribution / active EE | $13,278 | $5,478+142.4% | $4,821+175.4% | $4,755+179.3% |
| Participant deferral / active EE | $13,716 | $6,522+110.3% | $5,682+141.4% | $6,713+104.3% |
| Admin fee / account holder | $1,617 | $16,158-90.0% | $13,215-87.8% | $11,407-85.8% |