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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,017 | $86,701-63.1% | $73,309-56.3% | $125,389-74.5% |
| Participation rate | 77.3% | 78.6%-1.3pp | 74.9%+2.4pp | 83.2%-5.9pp |
| Annual return | -3.02% | 2.78%-5.8pp | 5.67%-8.7pp | 282.24%-285.3pp |
| Employer contribution / active EE | $1,107 | $4,152-73.3% | $3,237-65.8% | $4,866-77.3% |
| Participant deferral / active EE | $2,669 | $5,549-51.9% | $4,991-46.5% | $5,352-50.1% |
| Admin fee / account holder | $3,728 | $7,768-52.0% | $5,635-33.8% | $9,541-60.9% |