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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,822 | $110,212-84.7% | $96,534-82.6% | $139,466-87.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 23.03% | 26.42%-3.4pp | 25.88%-2.8pp | 373.66%-350.6pp |
| Employer contribution / active EE | $8,530 | $3,620+135.6% | $2,965+187.6% | $4,754+79.4% |
| Participant deferral / active EE | $4,322 | $5,547-22.1% | $4,851-10.9% | $6,712-35.6% |
| Admin fee / account holder | $353 | $11,599-97.0% | $8,253-95.7% | $11,409-96.9% |