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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,024 | $148,623+121.4% | $135,974+142.0% | $139,466+135.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 7.89% | 79.30%-71.4pp | 68.30%-60.4pp | 373.66%-365.8pp |
| Employer contribution / active EE | $4,972 | $5,246-5.2% | $4,859+2.3% | $4,754+4.6% |
| Participant deferral / active EE | $2,346 | $8,103-71.1% | $7,760-69.8% | $6,712-65.1% |
| Admin fee / account holder | $8,541 | $12,406-31.2% | $10,767-20.7% | $11,409-25.1% |