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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,391 | $55,713-11.3% | $75,901-34.9% | $72,975-32.3% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 23.37% | 27.60%-4.2pp | 30.76%-7.4pp | 81.01%-57.6pp |
| Employer contribution / active EE | $8,014 | $1,687+375.1% | $2,501+220.4% | $2,440+228.4% |
| Participant deferral / active EE | $5,796 | $2,634+120.0% | $3,603+60.8% | $3,608+60.6% |
| Admin fee / account holder | $7,911 | $3,980+98.7% | $5,420+45.9% | $5,124+54.4% |