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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,439 | $102,422-4.9% | $147,117-33.8% | $80,959+20.4% |
| Participation rate | 74.6% | 75.9%-1.2pp | 82.2%-7.6pp | 67.7%+7.0pp |
| Annual return | 13.03% | 135.16%-122.1pp | 420.54%-407.5pp | 35.67%-22.6pp |
| Employer contribution / active EE | $1,358 | $3,717-63.5% | $4,932-72.5% | $2,757-50.8% |
| Participant deferral / active EE | $3,471 | $6,652-47.8% | $8,065-57.0% | $4,300-19.3% |
| Admin fee / account holder | $9,859 | $7,953+24.0% | $12,993-24.1% | $6,925+42.4% |