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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,228 | $129,737+31.2% | $119,126+42.9% | $154,746+10.0% |
| Participation rate | 94.4% | 78.9%+15.6pp | 75.8%+18.7pp | 80.7%+13.7pp |
| Annual return | 3.43% | 379.08%-375.7pp | 282.11%-278.7pp | 172.34%-168.9pp |
| Employer contribution / active EE | $13,334 | $4,375+204.8% | $4,034+230.6% | $4,379+204.5% |
| Participant deferral / active EE | $2,646 | $5,842-54.7% | $5,318-50.3% | $6,730-60.7% |
| Admin fee / account holder | $30,048 | $11,961+151.2% | $10,693+181.0% | $14,365+109.2% |