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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,228 | $171,492-0.7% | $150,734+12.9% | $198,609-14.3% |
| Participation rate | 94.4% | 81.4%+13.0pp | 78.4%+16.0pp | 82.4%+12.1pp |
| Annual return | 3.43% | 804.70%-801.3pp | 600.81%-597.4pp | 202.70%-199.3pp |
| Employer contribution / active EE | $13,334 | $5,470+143.8% | $4,918+171.1% | $5,055+163.8% |
| Participant deferral / active EE | $2,646 | $6,259-57.7% | $5,610-52.8% | $6,977-62.1% |
| Admin fee / account holder | $30,048 | $17,628+70.5% | $14,905+101.6% | $19,030+57.9% |