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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,491 | $86,938+54.7% | $102,423+31.3% | $80,925+66.2% |
| Participation rate | 90.7% | 72.4%+18.3pp | 76.5%+14.2pp | 67.7%+23.0pp |
| Annual return | 12.98% | 18.89%-5.9pp | 29.42%-16.4pp | 35.65%-22.7pp |
| Employer contribution / active EE | $8,728 | $2,369+268.4% | $3,023+188.7% | $2,756+216.6% |
| Participant deferral / active EE | $1,790 | $4,120-56.5% | $5,054-64.6% | $4,299-58.4% |
| Admin fee / account holder | $27,173 | $8,053+237.5% | $9,455+187.4% | $6,940+291.5% |