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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,506 | $104,098+32.1% | $140,514-2.1% | $94,015+46.3% |
| Participation rate | 86.1% | 73.7%+12.4pp | 77.8%+8.3pp | 70.8%+15.3pp |
| Annual return | 11.37% | 15.14%-3.8pp | 14.36%-3.0pp | 17.84%-6.5pp |
| Employer contribution / active EE | $570 | $2,388-76.1% | $3,378-83.1% | $2,790-79.6% |
| Participant deferral / active EE | $1,918 | $4,033-52.4% | $4,919-61.0% | $4,249-54.9% |
| Admin fee / account holder | $21,245 | $10,439+103.5% | $13,697+55.1% | $8,951+137.3% |