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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,843 | $95,915-59.5% | $79,580-51.2% | $134,532-71.1% |
| Participation rate | 75.0% | 75.0%0pp | 69.5%+5.5pp | 81.2%-6.2pp |
| Annual return | -20.89% | -2.71%-18.2pp | 0.15%-21.0pp | 418.27%-439.2pp |
| Employer contribution / active EE | $1,332 | $3,129-57.4% | $2,413-44.8% | $4,741-71.9% |
| Participant deferral / active EE | $5,223 | $4,693+11.3% | $3,985+31.0% | $6,401-18.4% |
| Admin fee / account holder | $827 | $9,132-90.9% | $6,835-87.9% | $11,429-92.8% |